Member capital
Contribution tracking, balances, charges, and statements designed for cooperative finance teams.
Cooperative finance infrastructure
A cleaner operating backbone for interest-free cooperative finance.
Halaalvest is building the public signup, cooperative workspace, and governed finance layer cooperative teams need before serious growth arrives.
What is coming
Finance-grade structure without making the cooperative feel generic.
Interest-free financing
Financing workflows with eligibility checks, liquidity awareness, and accountable approvals.
Cooperative rollout
Public signup, branded cooperative surfaces, and protected workspaces on one shared platform.
Pricing
Predictable plans that stay separate from member funds.
Free beta access
Selected early cooperatives can run guided setup and core live workflows at no subscription cost while the beta is active.
Free Beta
BetaNGN 0
while beta is active
Up to 100 active members
For early cooperatives validating guided setup and live operating workflows.
- Guided cooperative setup
- Member import and records
- Contributions, charges, and statements
- Admin-only beta workspace
Starter
NGN 50k-75k
per month
Up to 250 active members
For small societies moving from spreadsheets into accountable records.
- Core finance workspace
- Admin-only by default
- Email notifications for admins
- Member login as paid add-on
Standard
NGN 120k-180k
per month
Up to 1,000 active members
For established cooperatives running monthly contribution operations.
- Member login included
- Custom domain included
- Email notifications for members
- Audit history
Growth
NGN 250k-350k
per month
Up to 3,000 active members
For larger employer, civil-service, or multi-group cooperative programs.
- WhatsApp setup included
- Advanced email templates
- Bulk operations and exports
- White label app as add-on
Enterprise
Custom
NGN 600k+ typical
Custom active-member band
For multi-branch, integration-heavy, or SLA-backed cooperative deployments.
- White label app options
- Custom domains and branding
- WhatsApp and email workflows
- Dedicated success support
No percentage of member savings, financing, repayments, dividends, or profits.
SMS, KYC, payment gateway, transfer, and direct-debit costs stay transparent pass-throughs.
Setup, migration, integrations, training, and white-label work are quoted separately.
Feature availability
Starter stays admin-only by default. Standard unlocks direct member access, while Growth and Enterprise add richer communications and branding.
Feature
Free Beta
Starter
Standard
Growth
Enterprise
Member login
No
Add-on
Included
Included
Included
Custom domain
No
Add-on
Included
Included
Included
Email notifications
Admin setup
Admin only
Admin + member
Advanced
Custom
WhatsApp notifications
Pilot only
Add-on
Add-on
Setup included
Custom
White label app
No
No
No
Add-on
Custom
Start with the cooperative setup flow.
Early access teams can move directly into signup while the public launch story stays clean and credible.